Browsing all posts tagged with credit karma.
2

Drastic Credit Score Change, FINALLY

Probably a large percentage of posts on my site are about money and/or credit. Could be for many reasons… like that’s all I have to talk about or maybe it’s just one of the more important topics I feel like discussing? Either way, if you’ve been following along for the past few years, you’d know that I’ve been working on rebuilding my credit for a little over 4 years now. I don’t even know how [...]

1

That’s What I Call Progress

Slow and steady. That’s all I need. Just need to make some sort of progress on the whole “debt” thing. And if this chart (via Credit Karma) is any indication, it’s happening. Ya, there was a little hiccup there in July last year, but I knew about that one. The points on the graph are actually the “average” balance for that particular month. The April number there is around $53k and the February number right [...]

0

Credit Report Changes, Good Ones!

Checking my Credit Karma today like normal. Finally saw a couple changes… well a couple more that I haven’t seen in a while. My credit “score” went up 5 points. So that was nice. Using their simulator though, I don’t have a whole lot of hope for it going up much in quite a while. That could be a bit inaccurate though – there really is no way to know exactly how it will respond [...]

0

Good Things and Bad Things About Credit

I probably check my credit and financial stuff online too often. Is that possible? Was just going through Credit Karma again (score unchanged) and going through their Report Card thing. It’s really quite nice. They show you all sorts of goodies. For example, you can see graphs of fun things like you credit utilization… or maybe even your total debt?

0

This is Getting Ridiculous

My car insurance renewed today for 9/09-3/10. And to no real surprise to me, it has gone up again. Totally lost count how many times it has gone up in a row. It is absolutely retarded. And now that Jen and her car are on my policy it gives me a comparison for rate changes. Mine went up $31 for 6 months. Her’s went up $2 for the same period. Not to mention that the [...]

0

It's Going to Be a While

I’ve been watching my credit score for a while now on Credit Karma and it hasn’t changed a single point. I think I might be at somewhat of a ceiling with regards to that… Using their little simulator thing, even if I pay off almost all of my revolving debt, it still won’t have much of any effect on my score. Even if I pay everything properly for the next 6 months… still nothing. I [...]

0

Debt Update, March Edition

It seems this month was not as good as past months. My decrease in debt is a bit less than previous months but I think that I know why. Since last month involved paying off my Best Buy card and this month involved not as much money, I stuck to paying minimum payments. I also wasn’t sure yet what I was doing with my goalsharing or taxes. Of course at this point, the extra money [...]

0

Credit Reports Revisited

If you’ve been playing along, you by now know that I no longer have access to my credit score from my WaMu credit card. It has officially changed to Chase and that feature is no longer available. So what is a guy to do? I just want to try to track my credit score as I attempt to rebuild my credit… I don’t want some stupid “monitoring” service. And the free credit report from the [...]