IT guy, weekend SCCA racer, new Subaru owner, Foursquare SU3, PSU alum, gadget lover, Apple user, all-around regular guy.
Two years ago this June I took a small loan out of my 401k to pay down some bills (like $1300 I think). It felt much easier to pay that back via my paycheck on a schedule I choose than to pay whatever bill it was (I forget what it went towards exactly). The payments I setup were only about $27 per paycheck (every 2 weeks). It seemed easier this way because that money would [...]
No, not the Queen song. Another “one” being another one of my credit accounts. I have scheduled my final payment of my Chase account. $400-something. Should deduct the day after my taxes are deposited. Can’t wait. That makes two big things taken off of my monthly budget so far… though the minimum payment for my Chase was only something like $20 anyway. So it doesn’t really make too much matter to my usable income – [...]
Your tax refund is scheduled to be direct deposited on January 27, 2010. Woo! About 1 day shy of last year’s ridiculously fast deposit (unofficially anyway). Though it is possible I may get it sooner – it is just unlikely. I looked up last year’s status and they were dead on for the actual deposit. Either way, I’d be happy with Wednesday. Then I can actually put the money to use and pay some shit [...]
I’m working on the “more money” part. Eventually. Today I was able to schedule my final collections payment of $500. FINALLY. It has taken almost 4 years… and about $7000, but I’m officially done. And I now officially will have $250 more per month to pay other things. Specifically most of that will to my other credit cards. Even if I don’t use the full $250 to pay those down, I’ll be able to make [...]
Except when it involves my money. My revolving debt is up again. Or at least since May. I don’t know what my June numbers looked like, but probably not great. Sad part is I can’t even speak to what exactly the money was spent on. Regardless, the total is going up and it sucks. On the other side of the seesaw, my other debts are dropping. I only owe about $6200 on my car (yes, [...]
I guess I’m going the wrong way with some of this debt stuff. I’m not 100% sure why… but I believe most of it is from various car needs (not necessarily parts). There was also a new digital camera involved – since BOTH batteries for my old one were bad and the camera is pretty old. No sense paying $50 for a battery when I can just get a new camera. Oh ya, and medical [...]
It seems this month was not as good as past months. My decrease in debt is a bit less than previous months but I think that I know why. Since last month involved paying off my Best Buy card and this month involved not as much money, I stuck to paying minimum payments. I also wasn’t sure yet what I was doing with my goalsharing or taxes. Of course at this point, the extra money [...]
Oh, ya… money. February is a short month… but that doesn’t make it any less excruciating when it comes to financial situations. All of my accounts have cycled through to new statements and payment periods. Yup… time for an update. So checking back in on last month, I had reduced my revolving debt to $9030.23 for a difference of $187.47 month to month. This month, I did a little better – mostly because I was [...]
