Slow and steady. That's all I need.
Just need to make some sort of progress on the whole "debt" thing. And if this chart (via Credit Karma) is any indication, it's happening. Ya, there was a little hiccup there in July last year, but I knew about that one. The points on the graph are actually the "average" balance for that particular month.
The April number there is around $53k and the February number right now is about $47k. The actual difference going by those numbers is $6493 since April of 2009. Now my own records show that I'm just under $46k right now for everything - so this lags a little behind, but that's OK. The difference is obvious.
This includes car, student loans, credit cards, etc. Keep in mind that I also do not have a mortgage at the moment - otherwise that total debt number would be a LOT higher.
It will be so nice to have this really paid down and credit cards less of an issue. More importantly, the more I can bring this down, the better chance I'll have at affording a house.