Is there anyone left out there that doesn’t realize you can save money on car insurance? Have there not been enough commercials to drill this point home?
Geico, Progressive, Allstate, State Farm, everyone else… really, we get it.
Yes, people can save money on car insurance. There are lots of ways – even without changing companies. The thing is, if you haven’t shopped for car insurance for many years, you will probably save money with ANYONE compared to where you are now. If you haven’t learned that much at this point, just give up. On everything.
If you want to try to save more, evaluate your policy. Ask your insurance company what they can do for you. Adjust your deductibles. Do you have more disposable income? Consider increasing your deductible to lower your policy premium. Consider changing your coverage. Do you really need $100,000 in property coverage? Do you need the $45/day rental coverage instead of the $30/day?
OK, now the cat is out of the bag. CAN WE STOP WITH THE FUCKING COMMERCIALS ALREADY??!!
what would you suggest be a better method for selling insurance products? What would entice someone to purchase any insurance product?
Greetings to Ed at State Farm! Actually nice to see someone in that particular sector checking on these things. Frankly, State Farm is one of the lesser offenders of this nonsense – but gets lumped in none-the-less. My biggest gripe about this stuff is probably just the competition. So while saying “driver’s who switched from company A to company B saved X dollars” is technically true… can’t people just be reminded to call around and talk to an agent anywhere to see if they can do better? That’s what it’s about… saving money. But instead it has be about saving money only with company A and fuck company B. Then there’s the whole point of advertising though – you don’t want to make money for other people, just your company. Can’t fault there… just wishing there was a better way is all.
Where I do get annoyed at State Farm, personally, is that I keep getting stupid fliers in the mail for their crap that I will NEVER purchase or talk to anyone about. And even when I try to contact someone in that local office to stop the generic stupid mailings, they keep coming.