It looks like this will be the last month that WaMu will be able to show me my credit score for free. As of March 1, the JP Morgan Chase shenanigans take over and I won't be able to see it anymore for free. Of course... I'm more than welcome to pay $8/mo for their "credit builder" service. Fuckers.
Anyway, it looks like my Feb score was actually posted just recently (and early). So how bad is it? Well, it went up 23 points, so not bad at all! That's my largest one month gain in quite a while and good to see going into this new year when I'm hoping to make even further progress.
Not that I'll be able to see it, but hopefully I can get to or over 700 by the end of the year. That would be awesome and would mean I might be able to considering buying a house in 2010 or shortly after.
But a lot could happen between now and then and getting balances down is really the only priority. Lowering balances to lower payments will be good no matter what happens.